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Taking a Loan to Survive: Case Study, Ethiopia

Zenanesh Asnakew is a 40-year-old single mother of two from the Fogera District in the Amhara region of northern Ethiopia. She is the sole earner in her family, supporting her two children and parents. She engages in small trading activities, selling snacks and local drinks, and farms her small plot of land to support her family. For the past two years, Zenanesh has been a member of a Village Savings and Loan Association (VSLA) with 20 members, supported by CARE. The VSLA’s name is ‘Tigist,’ meaning patience. Zenanesh shares her experience going through multiple crises – COVID-19, flood, and conflict, and how a loan from her savings group enabled her to support her business.

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